Currenzy International Ex

1. Company Information

Currenzy International Ex is a Virtual Asset Service Provider (VASP) registered in St. Kitts and Nevis, providing peer-to-peer exchange and digital asset transaction facilitation services globally.

We operate as a service-based platform connecting verified users for secure and compliant asset exchange. We do not function as a custodian, broker-dealer, financial institution, or payment processor.

2. Scope of Services

Currenzy International Ex enables users to buy, sell, or exchange digital assets directly with one another in a peer-to-peer (P2P) environment.

All transactions are conducted directly between users; Currenzy International Ex acts solely as a facilitator, providing access to communication and verification tools.

We may provide automated or manual escrow services for transaction security, but ownership and liability for all assets exchanged remain with the respective users.

3. User Responsibilities

By using our Services, you agree to:

• Provide accurate, complete, and up-to-date personal and financial information as required by our Know Your Customer (KYC) and Anti-Money Laundering (AML) policies.
• Use the platform only for lawful purposes and in compliance with applicable St. Kitts and Nevis laws and international financial regulations.
• Be solely responsible for your interactions and transactions with other users.
• Retain full responsibility for reporting your source of funds and the nature of transactions to your receiving bank or financial institution. Currenzy International Ex bears no responsibility for investigations arising from your banking or regulatory relationships.

4. No Responsibility for Banking Relations

Currenzy International Ex is not responsible for any action, delay, or restriction imposed by any bank or third-party financial institution related to your deposits, withdrawals, or currency exchanges.

It is solely your obligation to:

• Disclose the origin and purpose of funds to your bank when required.
• Ensure that your receiving bank accepts cryptocurrency-related proceeds.
• Bear any related fees, penalties, or charges arising from your individual financial dealings.

5. Risk Disclosure

Cryptocurrency transactions carry inherent risks, including but not limited to price volatility, regulatory changes, and potential loss of funds due to user error or third-party actions. By using our Services, you acknowledge and accept these risks.

Currenzy International Ex makes no guarantees about the value, stability, or legal status of any digital asset. We encourage all users to conduct independent research before engaging in any transaction.

6. Liability Limitation

To the fullest extent permitted by law:

• Currenzy International Ex shall not be liable for any loss, damage, or claim arising from your use of the Services, including but not limited to direct, indirect, incidental, or consequential damages.
• Users waive any right to claim damages resulting from another user's misconduct, fraud, or non-performance in a P2P transaction.
• Our total liability under any circumstance shall not exceed the total service fees paid by you in the preceding 30 days.

7. Compliance and Legal Cooperation

We comply with international AML/CFT (Anti-Money Laundering and Counter-Financing of Terrorism) standards. All suspicious activity or transactions may be reported to relevant St. Kitts and Nevis authorities and international regulators when required by law.

8. Account Suspension or Termination

We reserve the right to suspend or terminate any account that:

• Violates these Terms,
• Engages in illegal or fraudulent activity, or
• Abuses our network or reputation.

Upon suspension, access to your Currenzy International Ex account and related services may be restricted immediately.

9. Changes to Terms

We may modify these Terms at any time. Updated versions will be posted on our platform with a new “Last Updated” date. Continued use of our Services following any update constitutes your acceptance of the revised Terms.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of St. Kitts and Nevis. Any dispute shall be resolved through the competent courts of St. Kitts and Nevis, unless otherwise required by applicable international law.

11. Contact Information

For questions or concerns about these Terms or your account, please contact: